Privacy Policy

At UPIClick (Crypex IT Ltd.), your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, how we share it, and the choices you have. By accessing or using our services, you agree to this Privacy Policy and our Terms of Service.

1. Scope of this Policy

This Privacy Policy applies to your use of our website www.upiclick.com (“Site”) and related services (collectively, “Services”). It does NOT apply to third-party services, integrations, or websites that may be accessible through our Site.

2. Information We Collect

Personally Identifiable Information (PII) Provided by You

• Name
• Email address
• Mobile number
• Business / Organization details
• Payment processor account identifiers (where applicable)
• API credentials (encrypted)

We do not collect or store your financial data or process payments directly.

Transaction Data

We collect and display:

• Date and time of transaction
• Sender and receiver identifiers
• Transaction ID
• Transaction amount

Automatically Collected Information

We may automatically log:

• IP address
• Browser type and version
• Device information
• Pages visited and usage data
• Cookies and similar technologies

3. How We Use Information

We use your information to:

• Provide, improve, and personalize our Services
• Generate real-time QR codes for UPI transactions
• Aggregate and display transaction analytics
• Communicate service-related updates and alerts
• Ensure account security and fraud prevention
• Comply with legal and regulatory obligations

We do NOT use your transaction data for unrelated marketing or resell it to third parties.

4. Sharing and Disclosure of Information

We do not sell your personal data. We may share information only in these cases:

• With Service Providers / Agents
• With Business Partners
• Business Transfers
• Legal Obligations
• Protection of Rights

5. International Data Transfers

Your information may be processed in the Republic of Seychelles, India, or other jurisdictions where we or our partners operate. By using our Services, you consent to such transfers.

6. Data Retention

We retain user data for as long as necessary to provide our Services and maintain legal, regulatory, or audit requirements. If you terminate your account, we may retain certain data to comply with legal obligations, resolve disputes, and enforce agreements.

7. Children’s Privacy

Our Services are not directed to individuals under 15 years of age. We do not knowingly collect information from minors.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Improve the functionality of our Site
• Maintain secure login sessions
• Analyze user activity to enhance performance

You may adjust your browser settings to refuse cookies, but some features may not function properly.

9. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

• Access the data we hold about you
• Request correction or deletion of your data
• Restrict or object to certain processing activities
• Withdraw consent to marketing communications

To exercise your rights, contact us at [email protected].

10. Data Security

We implement technical and organizational measures to protect your information from unauthorized access, alteration, disclosure, or destruction. While we strive to protect your data, no system is completely secure.

11. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised 'Last Updated' date. Continued use of our Services after updates constitutes your acceptance.

12. Contact Us

For questions or concerns, contact:UPIClick (Crypex IT Ltd.)Rue de la Possession, Second Floor, Sound & Vision House,Victoria, Republic of Seychelles, Postal Code 42600 Email: [email protected]